After the introductory period ends, your standard APR for purchases will be applied to unpaid promotional balances, new purchases and new balance transfers. Introductory rate of % for months from the date of account opening on purchases and an introductory rate of % for months from date of first transfer for balance transfers completed within 4 months of account opening. However, if you don’t meet the minimum requirements, it’s recommended to start with a secured card, like the Citi Secured Card, or to find positive ways to build your credit over time. The Citi Custom Cash ® card allows users to qualify with good to excellent credit scores. What score do you need for Citi Custom Cash ® card? With no annual fee, the Citi 5% cash back credit card also includes a low intro APR for fifteen months on all purchases and balance transfers. The Citi Custom Cash ® cash back credit card applies a 5% cash back bonus for up to the first $500 spent in your top spending category, with each new billing cycle. How does the Citi 5% cash back credit card work?
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